People get into debt for many different reasons, including the loss of a job, divorce or unexpected medical emergency. Falling behind on your bills can be extremely stressful. If you own a home, it can result in foreclosure and the loss of your most important asset. When a homeowner can’t pay their mortgage, the lender will send out a Notice of Default (commonly referred to as an N.O.D.). Failure to properly respond to the notice and resolve the situation will result in a foreclosure action. If appropriate steps aren’t taken timely, your property will be sold.
Ventura bankruptcy attorney Michael Grennier can explain the foreclosure process and discuss your legal options, including:
Filing for bankruptcy will immediately stop all foreclosure actions. A loan modification can also prevent foreclosure by changing the terms of your mortgage agreement. Attorney Michael Grennier from Grennier Law can discuss all of your foreclosure alternatives and help you make the right decision regarding your financial situation.
When fighting foreclosure, hiring skilled bankruptcy attorney Michael Grennier can have a significant impact on the outcome of your financial troubles. A knowledgeable lawyer can review your mortgage agreement to determine if you were the victim of predatory lending practices, and provide confident representation at your foreclosure hearing. Your attorney can also ensure that you are not taken advantage of by scams of debt consilidation or negotiation, or even mortgage litigation that can create even more financial problems and difficulties.
Attorney Grennier is a former law professor and judge pro tem, as well as a member of the National Association of Consumer Bankruptcy Attorneys. He has many years of experience helping clients in a financial bind, and will diligently protect your rights and interests.
Contact Ventura foreclosure attorney Michael Grennier for seasoned legal counsel and effective foreclosure defense. Call to schedule a FREE Consultation at 805-643-3900.